Our bank recognizes that our customers and others visiting our Internet sites ("On-line Sites") have an expectation of privacy in their dealings with us. The following covers the circumstances in which we will collect, maintain, and use any information you may provide to us On-line.

This includes information you provide to us when you apply or enroll in any of our accounts or services, when you use Internet banking (bill payment or account access), when you use any of our On-line planners or financial tools, or when you send us an e-mail.

Other bank services may have additional privacy and security standards that cover their particular functions. As applicable, these policies appear within the appropriate section of our On-line Sites.

Use, Collection, and Retention of Customer Information

Our bank will use information collected through its On-line Sites to provide you with the products and services you request. We also will use information we collect to identify you, to communicate with you and to help us respond to your questions.

Restrictions on the Disclosure of Account Information

We may disclose information about your accounts as well as personal information provided to the Bank through its On-line Sites to credit bureaus or agencies who have a legitimate purpose for obtaining the information.
We also May Disclose Information About Your Accounts to Third Parties
When it is necessary for completing transactions and transfers, to verify the existence and condition of your account for a third party, such as a credit bureau or merchant, and to comply with a government agency or court order or with the request of a federal regulator.

Employee Access and Use of Customer Information

Each Bank employee is personally responsible for maintaining the confidentiality of customer data. Each Bank employee is required to sign a Corporate Code of Conduct, which includes a value statement that states, "Employees may not disclose to any unauthorized persons any confidential information or records concerning the affairs of the bank or bank customers. Within the bank, disclosure of such information may be given only to those persons whose duties require and permit them to have such information."

Maintaining Customer Privacy in Our Business Relationships