|
|
|
Account
Type |
Minimum
Deposit to Open Account |
Minimum Daily Balance to Obtain APY |
Interest
Rate |
Annual
Percentage Yield |
| Now |
$1,000 |
$1,000 |
0.15% |
0.15% |
| Savings |
$100 |
$100 |
0.50% |
0.50% |
|
Money
Market |
$2,500 |
$2,500
- $49,999.99 |
1.00% |
1.00% |
| $50,000-$99,999.99 |
1.25% |
1.26% |
|
$100,000.00-$249,999.99 |
1.50% |
1.51% |
| $250,000
and up |
1.50% |
1.51% |
Rates are variable
based on balance and subject to change
Fees may reduce earnings |
|
Non-Capitalizing
Certificates of Deposit |
| 30
Day |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 60
Day |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 90
Day |
$1,000 |
$1,000 |
0.75% |
0.75% |
| 6
Months |
$1,000 |
$1,000 |
2.25% |
2.25% |
| 1 Year |
$1,000 |
$1,000 |
2.50% |
2.50% |
| 18
Months |
$1,000 |
$1,000 |
2.50% |
2.50% |
| 2
Year |
$1,000 |
$1,000 |
2.75% |
2.75% |
|
Capitalizing
Certificates of Deposit |
| 60
Day |
$1,000 |
$1,000 |
0.50% |
0.50% |
| 90
Day |
$1,000 |
$1,000 |
0.75% |
0.75% |
| 6
Months |
$1,000 |
$1,000 |
2.25% |
2.27% |
| 1 Year |
$1,000 |
$1,000 |
2.50% |
2.53% |
| 18
Months |
$1,000 |
$1,000 |
2.50% |
2.53% |
| 2
Year |
$1,000 |
$1,000 |
2.75% |
2.78% |
|
IRA's
- 18 Months |
| Fixed
Rate |
$500 |
$500 |
2.50% |
2.52% |
| Variable
Rate |
$500 |
$500 |
2.25% |
2.27% |
C.D.
Penalties for Early Withdrawal
- Maturity of seven days
or more, but not more than 31 days: Forfeit all
interest earned.
- Maturity of 32 days or
more, up to but not including one year: Forfeit one
month's interest.
- Maturity of one year or
more: Forfeit three month's interest.
*Rates are based on the
Bank's discretion, subject to change at any time.
*Rates are fixed for the term of Certificate of Deposit. |
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