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Account Type Minimum Deposit to Open Account Minimum Daily Balance to Obtain APY Interest Rate Annual Percentage Yield
Now $1,000 $1,000 0.15% 0.15%
Savings $100 $100 0.50% 0.50%
Money Market $2,500 $2,500 - $49,999.99 1.00% 1.00%
$50,000-$99,999.99 1.25% 1.26%
$100,000.00-$249,999.99 1.50% 1.51%
$250,000 and up 1.50% 1.51%
Rates are variable based on balance and subject to change
Fees may reduce earnings

Non-Capitalizing Certificates of Deposit

30 Day $1,000 $1,000 0.50% 0.50%
60 Day $1,000 $1,000 0.50% 0.50%
90 Day $1,000 $1,000 0.75% 0.75%
6 Months $1,000 $1,000 2.25% 2.25%
1 Year $1,000 $1,000 2.50% 2.50%
18 Months $1,000 $1,000 2.50% 2.50%
2 Year $1,000 $1,000 2.75% 2.75%

Capitalizing Certificates of Deposit

60 Day $1,000 $1,000 0.50% 0.50%
90 Day $1,000 $1,000 0.75% 0.75%
6 Months $1,000 $1,000 2.25% 2.27%
1 Year $1,000 $1,000 2.50% 2.53%
18 Months $1,000 $1,000 2.50% 2.53%
2 Year $1,000 $1,000 2.75% 2.78%

IRA's - 18 Months

Fixed Rate $500 $500 2.50% 2.52%
Variable Rate $500 $500 2.25% 2.27%
C.D. Penalties for Early Withdrawal
  • Maturity of seven days or more, but not more than 31 days: Forfeit all interest earned.
  • Maturity of 32 days or more, up to but not including one year: Forfeit one month's interest.
  • Maturity of one year or more: Forfeit three month's interest.

*Rates are based on the Bank's discretion, subject to change at any time.
*Rates are fixed for the term of Certificate of Deposit.

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